Unclaimed Bank Deposits / Inoperative Account Search
Bank Name: HDFC Bank Limited – Housing Development Finance Corporation
Successor [if inactive]: n/a
HDFC House, H T Parekh Marg, 165-166, Backbay Reclamation, Churchgate, Mumbai – 400 020
Website: https://www.hdfcbank.com / Telephone: +91 (22) 5652-1000
Pursuant to the RBI regulations, if a bank account remains inoperative for a period of 10 years, the money can be transferred to DEAF. An account is considered dormant or inoperative if there has been no transaction (apart from interest credited or maintenance fees charged) for a period of two years.
HDFC Bank Unclaimed Deposits Search: https://leads.hdfcbank.com/applications/webforms/apply/HDFC_Inoperative_acc/HDFC_Inoperative_acc.aspx
► In 2023 Reserve Bank of India – RBI launched UDGAM – Unclaimed Deposits – Gateway to Access InforMation – a centralised web portal enabling depositors to search for unclaimed deposits older than 10 years. The portal allows depositors to identify their unclaimed deposits and inoperative accounts, and provides claim and reinstatement procedures. Note initially only seven banks – State Bank of India; Punjab National Bank; Central Bank of India, Dhanlaxmi Bank Ltd; South Indian Bank Ltd; South Indian Bank Ltd; DBS Bank India Ltd & Citibank N.A data are included.
See: UDGAM – https://udgam.rbi.org.in/unclaimed-deposits/#/login